It’s no secret that the Baby Boomer generation constitutes a large section of the U.S. population. Those born shortly after the end of World War II and the mid-1960s are considered ‘baby boomers’ and while they have witnessed many changes throughout their lifetime, it’s the one thing that could be coming that causes concern: the cost of long-term care.

Long-term care is a phrase that encapsulates many different options, including home care, nursing homes care, assisted living, and even moving in with family. While a growing majority of Baby Boomers across the country report a strong desire to remain at home, they are still concerned with the rising cost of care.

Medicare will cover some or all of the expenses for nursing home stays for those seniors who qualify, but only for a limited amount of time. That leaves assisted living, paying for a nursing home out of pocket, and home care as the remaining options.